With a good Financial New Year's Resolution, you will save and get more money. The new year is here, so this is the best time to make this resolution. You are and raring to go. Here is your change to take control of your financial destiny.In the next 5 resolutions, you will get a clear idea what money goals you need to have.
1. Become Debt-Free Resolution
Do you constantly worry about money? For example, right now as you are sitting down to write about your resolution and when you should be viewing the new year with optimism?
Those stressful thoughts are mostly related to money that you owe. So how do you live a more peaceful life? By paying off all your debts. This is what you have to focus on as you write your resolution. Some times it is worth borrowing money, e.g. to pay for the children's college tuition. Most of the times though, it is best to stay clear of debts.Â
2. Make More Money Resolution
Who doesn't need more money? Christmas and the new year have just passed, and right now you are probably feeling a bit short on the money side. Wouldn't it be great to have something extra for the coming year? Take this resolution right now: "I want more money".
Acknowledging your needs is the first step in getting what you want. What is it that you want? To be financially free. So write it down in your resolution.
Having covered the two main New Year's Resolution to help you achieve financial freedom (get more money and get out of debts), you can now focus on specific resolutions that will help you achieve the above goals.Â
3. Get Promotion At Work Resolution
If you are like most people, you are probably working for someone else right now and earning money for this work. You are probably thinking about the your immediate superior who has a better job than you do and who earns more money
So it is time to turn this thinking into something more concrete, it is time to make a resolution! This year you are going to go for it and do everything that you can to get that promotion. It is a new year and it is time for a new you: one who is more assertive and one who will do whatever it takes to succeed. Write down this goal.
4. Set Part Time Or Full Time Business Resolution
Alternatively, you can choose to get more money and improve your finances by setting aÂ
business. Whether you decide to go full time or part time depends on four factors mainly: time, money, product or service development skill, and marketing nous.
Why should be this be one of your resolutions? By successfully developing a business, youÂ
develop another way of earning income besides working for other people. This alone makes you financially secure. You will stop fearing losing your job and it can liberate you in takingÂ
more initiatives at work. Moreover, a well run business earns very good money, sometimes more than you can get as salary.
5. Use the Credit Card Less Resolution
This is perhaps the hardest resolution that you will have to take, since you will be faced withÂ
the decision to act now. Can you stop using your credit card right away?
Credit cards are an easy way to owe money to other individuals. You get a credit card and you spend money that you don't have and most of the time it is on useless products that lose value quickly. Is it really important to buy a new TV set for the new year when you already have one that is perfectly fine? How much do you think you can resell the TV once that you have bought it? You need to take a resolution to sort this out.
If you are serious about your financial well-being, you know that you have to cut on creditÂ
card usage. If possible, settle all your credit card debts before using a credit card again. InÂ
the best of worlds, make a New Year's resolution to cancel most of your credit cards and do not use one unless you absolutely need to.
1. Become Debt-Free Resolution
Do you constantly worry about money? For example, right now as you are sitting down to write about your resolution and when you should be viewing the new year with optimism?
Those stressful thoughts are mostly related to money that you owe. So how do you live a more peaceful life? By paying off all your debts. This is what you have to focus on as you write your resolution. Some times it is worth borrowing money, e.g. to pay for the children's college tuition. Most of the times though, it is best to stay clear of debts.Â
2. Make More Money Resolution
Who doesn't need more money? Christmas and the new year have just passed, and right now you are probably feeling a bit short on the money side. Wouldn't it be great to have something extra for the coming year? Take this resolution right now: "I want more money".
Acknowledging your needs is the first step in getting what you want. What is it that you want? To be financially free. So write it down in your resolution.
Having covered the two main New Year's Resolution to help you achieve financial freedom (get more money and get out of debts), you can now focus on specific resolutions that will help you achieve the above goals.Â
3. Get Promotion At Work Resolution
If you are like most people, you are probably working for someone else right now and earning money for this work. You are probably thinking about the your immediate superior who has a better job than you do and who earns more money
So it is time to turn this thinking into something more concrete, it is time to make a resolution! This year you are going to go for it and do everything that you can to get that promotion. It is a new year and it is time for a new you: one who is more assertive and one who will do whatever it takes to succeed. Write down this goal.
4. Set Part Time Or Full Time Business Resolution
Alternatively, you can choose to get more money and improve your finances by setting aÂ
business. Whether you decide to go full time or part time depends on four factors mainly: time, money, product or service development skill, and marketing nous.
Why should be this be one of your resolutions? By successfully developing a business, youÂ
develop another way of earning income besides working for other people. This alone makes you financially secure. You will stop fearing losing your job and it can liberate you in takingÂ
more initiatives at work. Moreover, a well run business earns very good money, sometimes more than you can get as salary.
5. Use the Credit Card Less Resolution
This is perhaps the hardest resolution that you will have to take, since you will be faced withÂ
the decision to act now. Can you stop using your credit card right away?
Credit cards are an easy way to owe money to other individuals. You get a credit card and you spend money that you don't have and most of the time it is on useless products that lose value quickly. Is it really important to buy a new TV set for the new year when you already have one that is perfectly fine? How much do you think you can resell the TV once that you have bought it? You need to take a resolution to sort this out.
If you are serious about your financial well-being, you know that you have to cut on creditÂ
card usage. If possible, settle all your credit card debts before using a credit card again. InÂ
the best of worlds, make a New Year's resolution to cancel most of your credit cards and do not use one unless you absolutely need to.
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